What is IdCloud Authentication?
IdCloud Authentication is the short name for Thales Digital Banking Identity Cloud Authentication. It is a comprehensive service offer that provides several layers of security to protect online and mobile banking services.
Traditionally these security services were implemented and managed by banks in-house, but over the last few years a growing number of financial institutions have shown interest in moving some of their services and IT infrastructure to the Cloud, in search of greater agility when deploying their customer-oriented services, scalability, and cost efficiency.
Once IdCloud Authentication is integrated into your system, your users can use it to perform the following scenarios:
Scenario | Description |
---|---|
Mobile Enrollment for OATH | Enroll a userโs device (OATH only) so it can generate an OTP. |
Mobile Enrollment for OATH + Out Of Band | Enroll a userโs device (OATH and Out of Band) so it can generate an OTP and use Out of Band Channels for authentication. |
In Band OATH Authentication | Authenticate a user. |
Offline OATH Authentication | Authenticate a user (manually enter OTP). |
Out Of Band OATH Authentication | Authenticate a user out of band. |
In Band OATH Challenge-Response | Authenticate a user using the challenge-response mechanism, rather than a simple OTP. |
Offline OATH Challenge-Response | Authenticate a user (manually enters challenge and OTP). |
In Band OATH Transaction Signature | Sign a transaction. |
Offline OATH Transaction Signature | Sign a transaction (manually enter OTP). |
Out Of Band OATH Transaction Signature | Sign a transaction (Out of Band). |
Before going to the Getting Started section, we recommend that you look at the concepts section to familiarize yourself with certain terms.