What is IdCloud Authentication?
IdCloud Authentication is the short name for Thales Digital Banking Identity Cloud Authentication. It is a comprehensive service offer that provides several layers of security to protect online and mobile banking services.
Traditionally these security services were implemented and managed by banks in-house, but over the last few years a growing number of financial institutions have shown interest in moving some of their services and IT infrastructure to the Cloud, in search of greater agility when deploying their customer-oriented services, scalability, and cost efficiency.
Once IdCloud Authentication is integrated into your Back-end system, your users can use it to perform the following scenarios:
|Mobile Enrollment for OATH||Enroll a user’s device (OATH only) so it can generate an OTP.|
|Mobile Enrollment for OATH + Out Of Band||Enroll a user’s device (OATH and Out of Band) so it can generate an OTP and use Out of Band Channels for authentication.|
|In Band OATH Authentication||Authenticate a user.|
|Offline OATH Authentication||Authenticate a user (manually enter OTP).|
|Out Of Band OATH Authentication||Authenticate a user out of band.|
|In Band OATH Challenge-Response||Authenticate a user using the challenge-response mechanism, rather than a simple OTP.|
|Offline OATH Challenge-Response||Authenticate a user (manually enters challenge and OTP).|
|In Band OATH Transaction Signature||Sign a transaction.|
|Offline OATH Transaction Signature||Sign a transaction (manually enter OTP).|
|Out Of Band OATH Transaction Signature||Sign a transaction (Out of Band).|
Before going to the Getting Started section, we recommend that you look at the concepts section to familiarize yourself with certain terms.